How Instant Direct PaymentsTM work
Instant Direct Payments (IDP) is a category-defining payments rail that directs your customers’ funds to your bank account in the fewest steps possible during an instant settlement process. Plus, you are completely indemnified against any risk of fraud chargebacks.
For the Merchant
The power of direct
IDP cuts through the chaos of traditional payment processing. See the unnecessary complexity you're avoiding in the settlement process with our direct approach to payments.
Toggle below to compare IDP with traditional payment processing.
How it works
Customer Initiates Payment:
Your customer begins a transaction by entering their details. One Click Checkout is available for returning customers.
Unique Verification:
Behind the scenes, IDP swiftly validates important data points to verify customer authenticity.
Instant Settlement:
Funds are settled instantly and directed to your bank account with the industry's most efficient settlement process.
This Gives You
Fewer steps, fewer fees
Streamlines your settlements for maximum savings.
One click checkout
Boost conversions and customer satisfaction.
Chargebacks covered
Protect your revenue without the hassle.
Less declines, more sales
With built in redundancies that guarantee acceptance.
For your customers
A new standard in payment ease
Quick and Confident
The comfort of secure, one-step purchases right at their fingertips.
Peace of Mind
Knowing their transactions are protected and their data is tokenized.
Universal Acceptance
We seamlessly accept 99.5% of Visa and MasterCard debit cards, with the rest processed by your existing setup.
A proactive approach to fraud
Unlike traditional systems that rely on reactive measures, IoniaPay utilizes advanced fraud detection to identify and prevent suspicious transactions in real-time.
A commitment to fair resolution
IoniaPay's dispute management prioritizes a balanced and efficient resolution process that is fair to both you and your customers.
Transform your transactions today
Ready to elevate your transaction experience? Share your business needs, and we'll connect you with the right solutions. Join the vanguard of merchants who choose efficiency and security with IoniaPay.