Make your payments pay off

Zero-touch integration.
Maximum merchant impact.
‍Give your merchants the tools to eliminate losses from slow settlements, inefficiencies, and fraud.

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Two ladies using Ionia to send and receive payment.
A woman using a phone to pay barista.

The four pillars of the future of payments

Introducing the IoniaPay platform—the all-in-one solution for scaling your payment business.

By unifying four powerful solutions, IoniaPay delivers speed, security, and optimization so you can offer merchants a high-performance payment ecosystem.

A suite of solutions designed with your merchant's growth in mind

Instant Direct Payments™ (IDP)

Funds move in seconds—no reserves, no delays.

F3: Fraud Elimination

Stop fraud at the source—prevent chargebacks before they happen.

Orchestration

Automated payment routing—maximize approval rates, reduce fees.

ACQ: Acquiring

Global card acceptance—seamless, reliable processing for any merchant.

A better payment system: unified, intelligent, powerful

IoniaPay reimagines payment infrastructure by merging multiple solutions into one streamlined platform. Equip your merchants with frictionless payments to reduce costs and boost liquidity.

Challenge

Typical

IoniaPay

Revenue loss from fraud & chargebacks

High and unpredictable

Eliminated with F3

Fund availability

Days, with rolling reserves

Instant with IDP

Payment optimization & routing

Manual, complex, inefficient

Automated & intelligent Orchestration

Card acceptance infrastructure

Complex, fragmented

Simplified & Universal with ACQ

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Boost Conversions & Build Customer Loyalty

Deliver seamless transactions across all payment methods. Boost your merchants’ checkout conversions, average order values, and long-term customer loyalty.

Integrate Seamlessly with Your Existing Ecosystem

Your merchants, your way. IoniaPay offers flexible integration options that fit smoothly into existing systems, delivering immediate benefits without disruptive overhauls.

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Start earning more with IoniaPay

Partner with IoniaPay, onboard your merchants, and earn profit share with a high-performance payment platform.

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