A woman using a phone to pay barista.

Instant Direct PaymentsTM

Introducing the vanguard of payment solutions: IoniaPay's Instant Direct Payments (IDP). As the sole network offering a direct consumer-to-merchant pipeline, IDP is the fusion of speed and cost-efficiency, ensuring your business is not just part of the curve – it is the curve.

A suite of features designed with your business in mind

Proactive Fraud Protection

Complete indemnification from fraud chargeback risk.

Reduced Transaction Fees

More of your earnings stay with you.

Immediate Fund Settlement

No more waiting. Your funds are available in minutes instead of days.

Transparent Dispute Resolution

Straightforward, sensible support for handling payment disputes.

Selling on these platforms?

Through our strategic integration partners, IoniaPay is ready to supercharge your checkout experience through these platforms.

Image of partner logos that Ionia integrates with.

A better payment system

Instant Direct Payments reduces the steps involved in traditional payment flows, creating a direct connection between consumer and merchant. The streamlined process results in a frictionless payment experience for your customers.

Challenge

regular card payments

ioniapay

Cost of Transaction

3% or more

Reduced by 20% on average

Fraud chargeback risk

High and rising

Eliminated

Funds availability

Several days

Minutes

A woman and man using a tablet to shop online.

One-click checkout

Transform repeat customers into loyal brand advocates. Securely stored payment data empowers seamless one-click purchases, driving higher conversions, increased average order amount, and maximizing customer lifetime value.

Work with your setup

Your business, your flow. IoniaPay integrates with your current setup with a zero-touch integration, ensuring a seamless adoption with no added costs or friction.

An image of an example payment setup.